Fintech
We design and build secure, compliant financial technology — digital banking, payment gateways, wallets, lending, and wealth platforms — for banks, payment providers, and fintech startups.
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Financial products live or die on trust, security, and uptime. Sigi Technologies builds fintech software that modernizes financial services and handles real transaction volume while meeting regulatory requirements.
We work with traditional institutions modernizing legacy systems and fintech startups launching new products — spanning digital banking, payments, lending, wealth management, and InsurTech.
Mobile-first banking platforms with accounts, transfers, card management, KYC onboarding, and biometric security.
Account, transfer and card-management flows
KYC onboarding and identity verification
Biometric and device-based security
Mobile-first apps in React Native or Flutter
Payment infrastructure with multi-method support, orchestration, tokenization, 3D Secure, and merchant dashboards.
Stripe-based payment integration and orchestration
Multi-method support — cards, wallets and bank transfer
Tokenization and 3D Secure handled by the processor
Merchant dashboards and reconciliation
Mobile wallet apps with P2P transfers, QR and NFC payments, bill splitting, and loyalty programs.
P2P transfers and bill splitting
QR and NFC payments
Top-up and payout flows
Loyalty and rewards
Digital lending platforms with automated underwriting, risk assessment, and buy-now-pay-later flows.
Installment and finance plans — as built into the Bilawal Electronics ERP
Payment schedules, collections and overdue tracking
Automated ledger and receivables entries
Buy-now-pay-later flows
Robo-advisors, trading, and portfolio-management platforms with the tooling investors expect.
Portfolio and holdings dashboards
Goal and contribution tracking
Statements and reporting
Secure, role-based access
KYC/AML, audit trails, encryption, and access controls built in from day one — not bolted on later.
KYC/AML checks and identity verification
Audit trails on every financial action
Encryption in transit and at rest
PCI-compliant payment handling via Stripe
Client work from our fintech practice and adjacent sectors — what we built, how we approached it, and the outcome.
Projects > Grocery
Customer app, retailer dashboard, driver app and admin panel for Glenshire Group’s 15-minute grocery delivery service across Fife and Edinburgh.
Glenshire Group (Kwik-E-Mart Retail Ltd)
Projects > E-Commerce
A customized Kalles theme in Liquid, Figma-led UI, PKR pricing with COD and international checkout, and image performance tuned for ZIVA’s lawn and pret drops.
ZIVA
Projects > Automotive
How Sigi built VinCash’s plate-or-VIN quote funnel, cash-offer step, and lead handling so Canadian drivers can sell a car online and be paid after one inspection.
VinCash
Stripe checkout, payouts and reconciliation built into a product — as delivered across Busy Bean and our commerce work.
Commission and multi-party payouts via Stripe Connect, and escrow-style holds — as built for Busy Bean and the agritech marketplace.
Payment schedules, collections, overdue tracking and ledgers — as built into the Bilawal Electronics ERP.
Sales-to-ledger workflows that cut double entry and keep finance in step with operations — as built for Bilawal.
Payments-first product builds with KYC, security and audit designed in from day one.
Accounting sync, dashboards and audit trails that replace spreadsheets and hand-kept books.
We map the financial workflow and the requirements it has to meet — payments, KYC/AML, data protection and audit — and turn that into a scoped roadmap.
Every role — customer, agent, finance, admin — gets its screens designed and reviewed in Figma before engineering starts.
We build the ledger and data model and services with role-based access, encryption and audit trails from the start, then the web and mobile surfaces on top.
Playwright end-to-end tests cover the main money flows, and access-control and permission boundaries get their own test layer so financial data never leaks across roles.
We handle cloud deployment and, for mobile, store submission — then stay on for monitoring, reconciliation and new features.
For payments and finance we build against the rails a business already runs — Stripe for card processing and payouts, and QuickBooks for accounting sync — as documented, API-first integrations.
We scope, design, build and ship the whole platform, then support it — the model behind our Bilawal Electronics ERP and payment-platform work.
Start a build →Embed our engineers in your product team to add payments, mobile or backend capacity.
Hire engineers →A self-managing, cross-functional Sigi team — product, design, engineering and QA — that owns delivery end to end.
Assemble a team →Tell us how your fintech operation runs today and we’ll map the platform, stack and timeline to build it.
We keep card data off our systems by processing payments through PCI-compliant infrastructure — Stripe — and build in KYC, role-based access and audit trails. We are a software firm, not a chartered bank: we do not hold banking, e-money or trading licenses.
Payment integration and orchestration, digital wallets, lending and installment finance, ledger and bookkeeping automation, and finance dashboards — across web, iOS and Android, with admin tooling. Our strongest, delivered grounding is payments and installment/ERP finance.
Stripe for card processing, Stripe Connect for splitting money across partners and suppliers (as on Busy Bean) and escrow-style holds (as on the agritech marketplace), and QuickBooks for accounting sync. The processor handles tokenization and 3D Secure, so card data stays off our systems.
Yes. In the Bilawal Electronics ERP we built installment finance end to end — each sale opens a payment schedule, monthly collections and overdue balances are tracked automatically, and every transaction posts to the ledger, which cut double entry into the books.
We build to PCI-compliant payment patterns via Stripe, add KYC and identity verification, and design role-based access, encryption in transit and at rest, and audit trails in from the start. We are a software firm rather than a licensed institution, so we build to these standards; we do not hold banking or trading licenses ourselves.
We are honest about scope: our delivered financial track record is payments, installment finance and ERP/bookkeeping automation, not chartered banking, securities trading or crypto. We bring that payments-and-ledger discipline to broader fintech builds, and scope any regulated element with you rather than overstating what we have shipped.
Both. We build end to end (as with the Bilawal Electronics ERP), embed engineers in your team, or provide a dedicated cross-functional team.
Tell us about your product and we’ll follow up with next steps — usually within one business day.
